Safe Bet.

Okay, yesterday I got paid and yesterday I was really broke.
Like $13 left broke.
Not counting savings, obviously.
Here’s what happened, first off, I went out to eat a lot the last two weeks. Got a little Diner crazy.
And then I got charged a bill 3 days early. I’m not exactly sure why I got charged three days before I told them to charge me, but I did.
Guys, if I say I get paid on the 20th, don’t charge me on the 17th.
Help me help you when I actually have money.
Goodness.

Well, I wish I was just someone who could have something like that happen and not worry about it.
You just take some money from your savings to cover it and then you’re good right?
No.
I sit and I worry about whether I am financially  responsible or not.
I mean, I shouldn’t have to pull money from my savings to cover myself, right?
And I haven’t put money in my savings for the past 3 weeks. So I am borrowing without giving.
Not a good idea, Corz.

However, after I do get my check I realize that it’s a really good check.
I have this habit lately where I have been working 50 hours a week  instead of the regular 40.
So, pretty dang good check.
Then I went to make my car payment, because this is my car payment check, and surprise! It finally happened.
I am one payment ahead.
Now, I know this is a small victory, but I have been paying extra for the past 10 months that I have had the car just so I could be one payment ahead. I figured I can’t make an extra payment, but I can afford and extra 20 or 40 dollars each payment.
So I did.
And now I am one payment ahead. So if by chance I lost my job or something happened.
BAM! Guess who is safe from being overdue.
What up?
I wish I could pay my premium on my Insurance. 6 months without that payment?
That’s awesome!
But expensive. Same with Credit Cards.

So, I feel like I am not totally financially irresponsible, but sometimes it’s hard to feel like you have it all together when you have to take money out of your savings.
Or when you bank account hits $0.

But my biggest issue when trying to be financially is I will get my check and decide what my financial plan is for that check.
I will lay it out in my head what I am going to buy, how I am going to position it around to where it can be saved and what bills I am going to pay.
But then the weekend comes and I really want to wear something new.
Which is so silly, because I don’t think I am one of those shopaholic girls who always needs to be shopping and always needs to  get that thrill of buying something.
I just always feel like I have nothing to wear and I like buying clothes that I can plan outfits with.

I just contradicted myself and we will all have to live with it.
I don’t know.
I am probably going to buy a new pair of shoes or something.
I really want some Ray Bans glasses so I can be a fake hipster.
I’m just rambling now.

THE POINT IS!
I am almost a financially responsible person.
And there you go.

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